Showing posts with label personal finance. Show all posts
Showing posts with label personal finance. Show all posts

6/23/2012

The Bank Account Manager Review

The Bank Account Manager
Average Reviews:

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This software program is the easiest of any similar software I have ever used. It even helps me manage my debit card account. I have all my kids savings accounts in this program and that is nice that it will manage multiple accounts. It is in a tabular format. I select the account and then the tab and do my quick inputting. So easy to understand and use. I highly recommend it to any one who wants to manage their bank accounts and know a current accurate balance of each account. It does all the math and reconciling the checking account is as simple as checking off the checks that have cleared the bank per my end of the month statement.

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6/07/2012

QuickBooks Point Of Sale: Basic Version 8.0 Review

QuickBooks Point Of Sale: Basic Version 8.0
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I helped my wife set up this POS software for her retail store. We wanted barcoded inventory control and good integration with QuickBooks Pro (financial).
Despite the fact that we have a graduate degree in computer science, and experience with accounting, we spent many long nights fixing problems and bugs in this software. Our expectations were pretty low based on reviews we had read--but this software has been much worse.
To add insult to injury, you're constantly given pop-up ads trying to sell you additional Intuit features. Less insulting is the well known fact that some important features are disabled in the Basic software and you need to upgrade to Pro to do things like editing the layout of price tags.
If the software crashes on you (and I personally guarantee it will), and you call support, they will tell you you need to buy a support contract. When your system is down due to their incompetence, this is a big insult.
The software would be workable if it was stable. Intuit needs to halt adding new features to this software, hire a better software team, and just spend some time stabilizing the product. It is to flaky for production use. Here are maybe half of the bugs we have ran in to:
- Rename company file, rename back, deletes all your backups
- End of day Z-out and drawer count. choose Custom time period, choose time. That time becomes default for any subsequent "Today" Z-out reports. Drawer is off. If you run "Custom" again with correct time and date (today, 12-12), it then ignores the deposit so your drawer is off again next time you do a regular "Today" z-out drawer count.
- Warning about QBF has changed to new company file is not dependable--- we got our warning a week later after we noticed it ourselves and used QBF to compare the two files (which must have triggered the late warning--which was then triggered multiple times, clicking OK 3 times in a row still did not allow end of day financial data exchange to proceed--had to cancel and try again).
- Popup dialog "Problem: some of your changes are still being updated. Solution: Please wait for the dashboard to complete the update and try again". Cannot close POS, thus cannot reboot cleanly. May need to kill process.
- Credit card processing stopped working suddenly. multiple days of many hour calls with SW tech support in India did not resolve problems. Staff left our computer firewalls open, changed our company file and generally messed things up. Reconfigured all windows networking, killed POS SW, rebooted, and days later it started working again but cut out once and required another reboot.
- When entering credit card information manually, sometimes you can enter a voice auth. number and bypass network authentication, other times you cannot. Seems to depend on which order you click on fields in the GUI but it really works only randomly.

Click Here to see more reviews about: QuickBooks Point Of Sale: Basic Version 8.0

Move beyond the cash register. Intuit QuickBooks Point of Sale Basic 8.0 handles your day-to-day business by automatically tracking your inventory and customers--all you have to do is ring up sales.

How Intuit QuickBooks Point of Sale Basic 8.0 Can Help You
Automatically track inventory as you ring up sales Point of Sale automatically adjusts inventory figures every time you make a sale or return.
Track inventory accurately and effortlessly Record each shipment of merchandise you receive in your store, and Point of Sale automatically adjusts inventory figures with each sale or return, so you can keep the items your customers want on-hand without overstocking.
See what's moving, what's low, what's on-order Improve your cash flow by purchasing the right merchandise in the right quantities at the right time. See inventory levels for each item as you ring it up. Run reports with one click that show what you've got, what's hot, and what you need to reorder.
Instantly see where you stand on sales, inventory and more Get instant insight into your business with easy one-click reports. See what's selling, what needs restocking, and more
See your most important business information in one customizable view The dashboard gives you access to key business metrics at a glance--all on one screen. Now you can customize the dashboard to only show the information you're interested in. You can add, remove or modify reports; even change the layout and add additional pages.
Run reports quickly and easily Get the facts you need to make smarter buying decisions. Pre-designed report templates let you see what's selling and what's not. You can see levels of any or all inventory items and sort any way you like. Check sales by day, item, employee and payment type. And after customizing reports just the way you want them, you can "memorize" and recall them at any time.
Ring up sales fasterPoint of Sale makes ringing up sales a lot easier so you can keep your lines moving quickly.
NEW! Simple Sales Receipt View The new Simple Sales Receipt View provides a simple to learn and use interface designed specifically for the daily use of sales associates that do not need full access to Point of Sale. It features an "all in one" screen workflows, user friendly touch-screen and easy access to common tasks.
NEW! PIN Pad with Signature Capture The new PIN Pad with Signature Capture enables customers to sign for credit card transactions directly on the PIN pad. An electronic copy of the signature is recorded for later retrieval in case of contested charges, and the retailer enjoys improved security and reduced paper clutter. Requires an Intuit QuickBooks Point of Sale Merchant Service account.
Barcode scanning saves time and reduces errors Use our Bar Code Scanner to record items in sales receipts instantly--your inventory is automatically updated when the sale is completed. With Point of Sale, you can create bar-coded tags for everything you sell, ensuring you ring up the correct item and price--and keep your inventory up to date.
Process credit and debit card sales automatically Authorize credit card and PIN debit card purchases automatically--and collect tips on credit payments--as you ring up sales. All you need is Intuit QuickBooks Point of Sale and an Intuit QuickBooks Point of Sale Merchant Service Account. It's the only credit and debit card processing service that lets you record and authorize transactions in QuickBooks Point of Sale with a single swipe--no need to re-key data. It's the only credit and debit card processing service that lets you record and authorize transactions in QuickBooks Point of Sale with a single swipe--no need to re-key data.
Personalize your customer service View each customer's purchase history as you ring up sales, and suggest additional purchases based on past preferences.
Track customer information that matters By tracking your customers' email and shipping addresses, you have what you need to let them know about upcoming sales or new inventory from their preferred manufacturers. Enter your customers' credit card numbers or names as you ring up sales, and see their complete purchasing histories, as well as any additional information you've captured.
Easily communicate with customers Quickly generate letters to your customer and vendors! Intuit QuickBooks Point of Sale integrates with Microsoft Word so you can automatically create letters (from standard and custom templates) that are tied to customer orders, former receipts, purchase orders, vendors and more. Plus, you can also send letters to a pre-defined set of customers, for example your best customers, or those customers who have ordered over a certain amount from you.
Works with key products and services to help you run your store front Point of Sale integrates with services that help serve your customers better and products that help make your business run more smoothly end to end.
Process credit and debit card sales automatically Process transactions right in your QuickBooks Point of Sale software as you ring up sales. All you need is QuickBooks Point of Sale and an Intuit QuickBooks Point of Sale Merchant Service Account. It's the only credit and debit card processing service that lets you record and authorize transactions in QuickBooks Point of Sale with a single swipe--no need to re-key data.
Gift card service integration available Bring new and repeat customers into your store as they buy and redeem gift cards. Intuit QuickBooks Point of Sale Gift Card Service lets you offer this convenience without the hassles and risks of paper certificates. Just swipe the card through your credit card reader (sold separately), then enter the value. To redeem, swipe the card, then ring up a sale, and the balance is decreased automatically.
Easily transfer sales data to QuickBooks Accounting Software Use QuickBooks Point of Sale with QuickBooks Accounting Software to handle your business end to end--from managing inventory and ringing up sales to tracking finances and running reports. It's easy to set up: The first time you connect Point of Sale to the accounting software, the QuickBooks Connection Wizard walks you through getting everything set up correctly. When the two programs are linked, you can transfer inventory and sales data with the click of a button!
Get up and running quickly Answer a few questions in the simple Setup Wizard, import your inventory, customer and vendor lists from Microsoft Excel or QuickBooks Accounting software (sold separately), and you're ready to start ringing up sales.
Answer a few simple questions QuickBooks Point of Sale is so easy to set up that many retailers start ringing up sales the first day. Just answer a few simple questions about your business, enter your inventory, and you're ready to go.
Import items and customers from Microsoft Excel Import all of your customers, vendors and inventory items in one quick step from QuickBooks Accounting software or Microsoft Excel. Save hours of typing each entry by hand.
Learn by following examples in the practice file Have a question about a tricky transaction? Go into the practice file to see how it's done. We load this file with three months of sample data for an imaginary retailer. You'll find all types of transactions and situations to use as models for handling your own. You can also use the file to train new employees without putting your own data at risk.
Tutorials help you understand quickly Get up to speed fast with interactive, onscreen video tutorials that walk you through basic tasks such as accepting returns, creating sales receipts, and more.
Adobe Flash Player included QuickBooks Point of Sale includes Adobe Flash Player for quick viewing of video tutorials.

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6/06/2012

QUICKEN 2007 MAC Review

QUICKEN 2007 MAC
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After many years with Windows, I have purchased an iMac. I needed to migrate years of Quicken data from Windows, so I bought Quicken for the Mac. The software installed easily and I followed the directions for migrating the data. However, when I brought up the data on the Mac, it was hopelessly scrambled. History and balances were completely useless. Individual transactions -- even simple ones from the checking account -- were duplicated, triplicated, or worse. I reread the directions, tried a second time and got the same results. I called Quicken technical support and confirmed that I used the right procedures. Quicken admitted that this was a problem and that the only way to fix it was to go in and manually delete all the duplicated items. Looking at thousands of transactions and having no confidence that, after all that work, I would have usable data, I gave up, deleted the migrated file, uninstalled Quicken and sent it back for a refund (which I am still waiting for). I considered running Quicken for Windows to a certain date, then starting Quicken for Mac at that point as a blank slate, but then the data would be split between two locations and there would be no continuous history. So now I need to keep my old Windows PC going for the sole purpose of running Quicken forever (with occasional upgrades) and having reliable financial history. The only way out would be if a future version of Quicken for Mac was capable of seamlessly migrating data from Windows. In the meantime, the current version is absolutely worthless to me because of this migration issue.


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5/17/2012

Timeslips by Sage 2009 Review

Timeslips by Sage 2009
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Overall a robust and reliable product, but:
Expect to spend another couple hundred dollars a year for support, either on a plan or at ~$50 per call.
Doesn't run on Linux. That's a huge downfall for a business product. If you want the stability of running on a dedicated Windows server instead of a user machine, it'll cost you an additional user license for the server in addition to each user.

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5/10/2012

Church Office Pro (4 CD-ROM) Review

Church Office Pro (4 CD-ROM)
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I find this very useful at church, it makes a lot of the things I used to do manually simple and quick, and changes are quick too.
One thing is missing, which my daughter gave me and works great. OpenOffice.org, which is like Microsoft Office and opens all of my Word documents but is absolutely free. So our church council had no trouble approving it!
So yes, get this product, and get OpenOffice.org (here on Amazon, the OpenOffice.org Resource Kit book and CD), and you will have an excellent set of software.

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This four-CD set is designed to help organize any church library or office. It helps put in order the vast quantity of materials the average pastor can accumulate: meeting notes, biblical passages, prayers, hymnals, etc. Includes useful information such as "Preacher's Illustrations and Jokes," a library of sermon ideas, and a variety of clip art for church newsletters.

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4/06/2012

Moneydance Review

Moneydance
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I was pushed into Quicken when I escaped from the PC world into Mac land. I had used Money and liked it -- it was fairly simple to use and did everything I wanted it to do. The only downside is that it was from Microsoft, which is not my favorite company.
Quicken was awful. It crashed all the time, support was extremely slow (as it is only through IM), and I just didn't like the interface. I looked into three options: Liquid Ledger, iBank and Moneydance. After reading all I could I bought iBank and spent three days setting up my accounts and trying to figure it out.
iBank was a huge improvement over Quicken, but there was no tech support, I had troubles printing my accounts (unless I reduced the columns so that I could fit it only a page, but then I couldn't read what was in those columns!) and it just wasn't intuitive enough for me.
I am probably in the intermediate range of computer users, and I feel certain that someone with more experience than myself would find iBank just fine.
Since it wasn't doing what I wanted it to do (or rather, since I couldn't make it do what I wanted it to do) I decided to buy Moneydance and see if it was better. I think it is an oustanding program -- very easy to set up and use. I was able to set up all my accounts in a morning, where in iBank I was still working on the fundamentals at that point in time. In addition, I have been able to easily configure it how I want it to look.
I still have more to learn about Moneydance. The documentation is a bit less than I'd like, but they are working on more lengthy explanations which hopefully will be out shortly. Even with their overly short instructions I have found no roadblocks. I would give it five stars if there were more and better instructions. Like I said, though, that appears to be arriving shortly.
Another benefit is their chat forums where you can leave questions or, as i have done, search for earlier questions about the same issues. It's a great resource and provides access to the company itself and the programmers seem to be the ones monitoring some of the forums.
I really like this product very much. I found it fairly simple to set up (as simple as I would hoped it would be, anyway) and easy to use. It is, to me, a great alternative to Quicken and I'd look into it as an alternative to iBank as well.

Click Here to see more reviews about: Moneydance

Moneydance helps you keep track of your finances. Manage your money easier with a familiar checkbook-register interface. Advanced features give you the ability to visually track your spending. Custom 3-D graphs and a reconciler tool make it easy to balance your account. Other features include transaction auto complete, check printing, support for multiple accounts, a report generator with export to HTML and printing capabilities, and much more. Moneydance is cross platform and runs on Windows, Linux, Macintosh, Solaris, Unix, and more.

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Quicken 2002 Basic Review

Quicken 2002 Basic
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I've used Quicken since 1994 when I bought my first computer and Quick 2.0 came preinstalled. Since then I've tried MS-Money twice. I keep going back to Quicken. It's intuitive, logical and makes reconciling the check book a breeze. I admit that my finaces are fairly simple and others may need the deluxe or small business versions of the program, but I think for the average person the basic program is perfect. I don't upgrade every year. I don't think there's a need to. I up grade about every two yeaars. I moved from version 2.0 to Quicken 98 to Quicken 2000 to the current version. The program is very stable. I haven't had problems with bugs or crashes in any version. I recommend it.

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Quicken 2002 Basic is the easy way to start organizing your finances. Quicken Basic works just like your checkbook, so it's easy to get started. Balance your checkbook and pay bills easily. Bank online conveniently and track where your money goes with reports and graphs.
Reconcile your bank statement in minutes and see all your account balances at a glance. Write checks, print checks, or send payments online--all conveniently and quickly. You can schedule payments and get reminders of when they are due. Download your data from the Web. Access your account balances, transfer funds, and pay bills, all online. Quicken works with more than 1,700 banks, credit card institutions, and brokerage companies. Track your spending and see where your money goes using customized reports and graphs. Find quick and easy answers to questions about your spending, budget, net worth, and more.
Quicken even allows you to keep track of your investments so you can manage and optimize them. You can also download the latest prices on stocks and mutual funds into Quicken from Quicken.com, and download your records from participating brokerages so you don't have to type them in. You can then transfer all of this data directly into TurboTax, cutting tax preparation time.

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3/25/2012

Quicken Personal Finances Deluxe 2007 Review

Quicken Personal Finances Deluxe 2007
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I just migrated from MS Money 2007. I've been a user since 2002 (versions 2002 & 2004). I was very happy with Money 2004, but was forced to upgrade to 2007 to continue online services. Some features that were important to me were removed (bill multi-selection with immediate account balance projection and Money Express as a bill reminder). So I decided to finally make the jump to Quicken.
The bad: My first impression, after coming from Money's clean interface, is the busy clutter of the home page. Money didn't use windows (how ironic) like Quicken does. If you keep opening reports, and jumping to other areas, you'll find yourself with piles of windows at the bottom of your screen. I found the navigation clumsy and it was difficult to see the whole screen at my preferred screen resolution of 800 X 600. And, why no option to keep Frequent Flyer Accounts for the very common rewards programs that are out there?? It can be done with an "Asset" account, but I thought there would have been an option for it. And I think the cash flow projection can be improved. Although I like the calendar that shows my upcoming transaction and the impact on my checking account, in the last version of Money (NOT 2007-it's why I left) in the Bills screen I could multi-select several bills and get a projected outcome of my balance. That was a GREAT feature! I hope Intuit considers something like that on its calendar or in the bill screen (I've already written twice to suggest it).
The good: Reports, reports, reports. You can print from practically any screen. Beautiful reports. And you can attach files to your transactions. And, far more customizable than Money. I like the weblinks right on the bill pay screen so I can go right to my payee's website. (Money made that a two step deal to try to get you go with its MSN Bill Pay service. Why should I if I get it from Citibank for FREE!??)
And, the Bill Reminder is okay (Money did away with its "Money Express" for security reasons, yet another useful feature that I grew to depend on). But, I don't like that the Bill Reminder program does not require a password and will show anyone who cares to click on it all my upcoming transactions. Why no password protect?? And, it doesn't run on the taskbar, so once you close it after startup, it's gone until you (or anyone else at all, as I already said) cares to open it again.
And did I go through hell to convert my Money 07 file! I had already researched the reasons why the data converter that Quicken provides on its website would not convert my Money file and what my options probably were before contacting Intuits "Live Chat" support. After being annoyed by having to repeat everything I already typed to the techie and finding he was just going to the forum and doing the reading I had already done, I made a request to be elevated to higher tech support. After reiterating what I had read on the forum, the tech gave me a link to get the Quicken 02 version that I knew I needed. I then had to shorten all my Money account names and categories, export the .QIF files for EACH account. Install Quicken 02. Import each .QIF account. Start Quicken 07 and convert the Quicken 02 file. My data was a little quirky because I some categories became payees and detached from their transactions, but so far my balances look right. I downloaded my transactions from my bank and credit card companies in little time.
Overall, I think I've decided to keep Quicken. I sure went through a whole day or two trying to get the data converted and looking right, so I already feel commited. It does seem to be ahead of Money somewhat and I'll get used to the interface. Anyone looking to try either product, don't forget to backup your data file somewhere that is not in the original directory, so it is not over-written. Several backups are wise.
Hope this helps.
Update: January 12, 2007
I am sticking with Quicken for sure. After constant "tweaking" I have become accustomed to the home screen and the navigation and would not switch back to Money even if it was free. I love the "go" links that are on my bill page making it easier to go to my payee's website. The only convenience Money provided in its update centered on you signing up for its online bill payment service. The calendar with the optional running balance is very handy at-a-glance, especially the ability to add notes to it. I am glad I took the time to convert my file. It was worth it and I would now give this product 4 stars (because of the difficulty with the data converting).
Updated 01/23/07:
My earlier review was premature. Although I do like the customizability of the software, it has alot of problems downloading transaction. Sometimes it will get your transactions from your financial institution and bring them home, and sometimes they just disappear. Even importing files is difficult. It is very quirky. And I am computer literate. I went and downloaded an MS Money 2007 trial (I was originally running Money 04 and upgraded to Money 2007 on January 1st with 30 days money back refund. Not being thrilled with it, I tried Quicken a week later and liked Quicken better so I got my money back from Microsoft). Although I had issues with Money 2007 removing some features, it at least was dependable and kept my accounts up-to-date. I am giving Quicken another 30 days (and have spent hours on its forum) to figure out its issues (it has a 60 day return policy). In the interim, I am updating my transactions in both programs. (I should add that to convert my Quicken file to Money took all of a minute. Not so to convert my Money file to Quicken -- that took over two days and required downloading a prior version of Quicken!) I will update one more time. Hope this helps someone.

Updated 2/3/07:
Last update. I have come to a complete understanding of Quicken. One not so immediately apparent difference between it and Money is when you download your transactions via web connect (when you go to your bank's website yourself, as opposed to direct connect, where your program does background banking for you) Quicken will NOT let you re-download transactions that it already imported. Even if you deleted a transaction something by accident. It "remembers" it had already imported that transaction. Money will let you import as many times as you want to. If you really had to re-download to Quicken, you would have to delete your cookies first. Overall, this is not a problem. Quicken allows you to very easily manage your data files with backup, copy, rename options right from the program. I find it a far superior product than MS Money 2007.
UPDATE: 07/25/08
Still with Quicken Deluxe 2007. No complaints. I will be upgrading when they tell me my internet services have expired, which will probably be 2009.

Click Here to see more reviews about: Quicken Personal Finances Deluxe 2007

Plan, save and control your finances with Quicken Deluxe 2007. Quicken lets you see your finances your way, instantly. Now it's easier than ever to manage a personal budget, pay bills on time, track your investments, maximize tax deductions - and find more ways to save.Quicken Deluxe 2007 includes all of the tracking and budgeting features of Quicken Basic.

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3/11/2012

Attract Money and Wealth Subliminal Cd Review

Attract Money and Wealth Subliminal Cd
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This CD is so relaxing and peaceful. I love to fall asleep to it. You'll hear soothing music mixed with ocean waves and wind. The sound of the waves and the wind makes you feel like your on a tropical island. There are no words but when I listen very closely it almost sounds like I can hear the sound of someone whispering(could be my imagination though). I've only had it a few days but I can't wait see what effects it has.

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3/03/2012

Microsoft Money 2004 Deluxe Review

Microsoft Money 2004 Deluxe
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This program is a good way to keep all of your financial information in one place. I don't use a lot of the features, but it is worthwhile to have, simply from the point of view of keeping track of checking, savings, and loan balances. I also like the way it allows me to categorize spending, so I can see where my money is being spent. The best part is the ability to download credit card transactions directly. Some of the reports are a bit silly and need a lot of user input to make any sense, but I don't use the reports too much anyway.

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2/28/2012

PAYTRUST-BILL CENTER-HOME WIN 95/98/ME/NT/2000 GENERAL Review

PAYTRUST-BILL CENTER-HOME WIN 95/98/ME/NT/2000 GENERAL
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Paytrust.com is one of the most useful online services in existence. While most Internet savvy users will have online bill payment capabilities through their banking institution, Paytrust allows for RECEIPT of detailed bills at a designated mailbox in Sioux Falls, SD (sorry, there is only one location at this time). These bills are either scanned in or, if the merchant has electronic billing, sent electronically to Paytrust. They are then viewed by the user on the web site. With the separate and distinct mailing address, the service provides address privacy.
If you argue that your credit card or cell phone provider has electronic billing, Paytrust also eliminates marketing materials from these entities because they will STILL send solicitations and sell your information even after you request omission from their marketing list or use their electronic billing. Not only can you view incoming bills, which banks (as far as I am aware) do not offer, but Paytrust also helps eliminate junk mail. In other words, any junk mail that Paytrust receives in your mail box will be destroyed. "Important" documents such as convenience checks and cards are mailed to an alternate postal address.
The functionality and usability of Patrust are great. The web site is very easy to use and offers both a basic layout for dial-up users and a richer interface for broadband users. After receiving a bill, the users is sent an email notification telling you the payment amount and balance if applicable. You can chose to pay the bill via Paytrust or use means of your choice.
If you travel or move frequently or just hate junk mail, Paytrust can't be beat. Basically, it gives you address privacy with high level of convenience. Say good bye to the direct marketing association.

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2/25/2012

Quicken 2002 Home & Business Review

Quicken 2002 Home and Business
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I have used Quicken for years and am totally addicted. If you don't have Quicken at all, then I highly recommend this product. If you have Quicken Deluxe 2000 or 2001, though, this update is basically useless. It even has most of the same bugs. I could find very few new features. Most of the listed improvements are really just links to the Quicken website. The business features are incredibly weak. For example, you can only print an invoice with pre-set columns. There is no way to add an item description or change the format in any way. Overall, Intuit didn't put much effort into this update.

Click Here to see more reviews about: Quicken 2002 Home & Business

Quicken 2002 Home & Business includes all the business features you need with the ease you want. Because it's from Quicken, Home & Business provides familiar, user-friendly approaches to managing your business finances. It also includes the latest features of Quicken 2002 Deluxe to help you manage your personal finances easily.
Home & Business can help you handle many aspects of your business finances. Create customizable estimates and invoices effortlessly with onscreen editing. Utilize the user-friendly approaches of Quicken to help you manage your business accounts. Quickly balance your checkbook and reconcile your statements. Get a quick overview of your business on one screen.
See the financial status of your business and check your unpaid invoices all in one place. With Home & Business you can monitor invoices and upcoming bills. Set up account receivables and payables so it's easier to track your customer invoices and bills from vendors. More accurately track your finances using reports and graphs, and track multiple projects at once, including all the estimates, invoices, and payments. Also simplify your business taxes by tracking expenses and assigning categories such as Schedule C.
The Quicken 2002 Deluxe features will help you automatically categorize your expenses, reconcile your downloaded statements, set up accounts and bills faster, analyze your portfolio to see where you stand, and much more.

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Quicken 2005 Premier Review

Quicken 2005 Premier
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Per my usual procedure, I upgrade my copy of Quicken every other year. From what I can see, Quicken 2005 has hardly changed from Quicken 2003 (not necessarily a bad thing). Some things that I have noticed as being different are that:
- The program seems to load just a tad faster than before. On my 3.0 GHz Pentium 4 computer, my 19MB Quicken file changed from loading in about 2 seconds to loading in about 1 second. Insignificant, but noticable. On the esoterically theoretical downside, the Quicken 2005 upgrade process changed that same file from 16MB to that 19MB.
- The upgrade process suggested that I change my investing account so that the "checking" side of the account was reflected in one account instead of its existing two accounts. When I agreed, it processed the account and told me it didn't work right. Instead of reversing the change, it told me to restore a backup and leave the account as it was (unfortunately, it wasn't very specific about which account had problems or what they were). Not a big problem (since Quicken automatically made that backup when I started the upgrade). But, it could have been handled better.
- It appears that it's no longer possible to enter investment transactions directly in an account's register: you have to bring up a form dialog and enter the data there. If you enter such transactions only rarely, this isn't much of a problem. However, if you batch process a bunch of these, using that form gets tiresome pretty quickly.
- Unlike Quicken 2003 Deluxe, Quicken 2005 Premier allows you to set up scheduled transactions like dividends/interest in investment accounts. I'd have been happier if the program had noted dividend payments in the data downloads and automatically set up such quarterly scheduled payments. But, still, this is a good thing.
- With Quicken 2003, I was getting frequent error messages about my brokerage uploading data for accounts which didn't exist in Quicken. Those messages seem to have disappeared.
- When Quicken 2003 tried to download a quote for a stock which didn't exist in its data base, it popped up a warning screen and stopped the download until you accepted it. Quicken 2005 continues on without user intervention (a good thing, to me).
- The Quicken 2005 icon is UGLY and non-professional. I guess it's supposed to be a yellow dollar sign on a red-filled circle. Unfortunately, it looks like the "S" on Superman's outfit.
- Intuit seems to be practicing some type of "version-creep." From what I could decipher from the box and from Intuit's web site, I had to buy Quicken 2005 PREMIER to get the same investment capabilities I had in Quicken 2003 DELUXE. It's apparently a way of sneaking in a price increase. I don't mind the price increase so much as the fact that if I hadn't examined their table of capabilities, I would have automatically bought the DELUXE version and been unable to do the things I did with the old version. Irritating and potentially very bad from a customer-retention viewpoint.
- As others have noted here, Intuit is in the process of phasing out the use of QIF files. As I've never downloaded such things from my financial institutions, that doesn't affect me. The only worry I have is that this is yet another attempt by Intuit to lock people into their program (i.e., no data exchange). I haven't tried it yet, but there is an option to export REPORTS to Excel or to the clipboard (EDIT: I've now tried the Excel export and it's just the old export to a tab delimited file -- nothing new). If I could do that with an entire data file, that would be good. I'm not too sure about doing it with only what you can generate in a report, though. Also, as a work-around for importing QIF files to Quicken, I've seen messages that if you create a CASH account as a temporary working account, you can import your data there and then use Quicken's MOVE command to get the data in the proper account. Not elegant, but usable if you need it.
- I don't use the service, but from some articles I've read (do a Search on CNet), Intuit has changed the service it uses for online bill paying. It used to use CheckFree. With Quicken 2005, it uses Metavante. This, alone, doesn't seem to be much of a problem. But, the Quicken 2005 install process AUTOMATICALLY, and WITHOUT NOTIFICATION, changes your existing CheckFree account over to Metavante. Some people are rather upset about this (I would be too, if I used that service). There doesn't seem to be any way to opt out of, or reverse, that change.
All-in-all, I'm happy with the upgrade. It's not earth-shattering, so I don't recommend everyone run out and buy it. But, if you feel it's time to get a newer version of Quicken, there's nothing blatently wrong with this version and there are a few nice additions.

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Quicken 2005 Premier offers smarter categorization of your spending, better management ofyour categories and total control of your investments. Its exclusive tools help you invest,monitor your net worth and optimize your returnBack up and archive your Quicken files and export to an Excel spreadsheet more easily

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2/18/2012

QuickBooks New Business Starter Kit Review

QuickBooks New Business Starter Kit
Average Reviews:

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This disk is a few years old, but I was sad to find out that you can't access all of its information because you can't get a code. Basically, the only thing on here I felt was helpful was the sample business plan. I was okay paying 4 dollars for that. At least I have an outline to follow now.

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2/16/2012

Quicken Home & Business 2009 Review

Quicken Home and Business 2009
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I've used Quicken for 15yrs+, buy every major upgrade. But this one has no new significant features, it adveritses some, but they don't stand out. I think there might be some extension of current features, but it's not changed my organization or advanced my reporting or insight in any new ways. I would not buy this particular upgrade had I known how insignificant this upgrade is for current users. I gave three stars because overall Quicken is still a GREAT product, just a useless upgrade for current users.

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Quicken Home and Business makes it simple to manage all your personal and business finances in one place— so you can see how your business is doing.

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2/11/2012

Quicken Basic 2007 Review

Quicken Basic 2007
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As of this writing, Quicken's servers have been non-functional 90% of the time, meaning that I cannot download my financial institutions' online data. The program itself is good, but don't expect it to be able to download your financial data.

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2/06/2012

Zilch Standard - Debt Reduction Review

Zilch Standard - Debt Reduction
Average Reviews:

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This software is great. If you want to get out of debt fast including your mortage [if you have one] then this software is the tool for you.
1) Get all your financial data together.
2) Enter the information.
3) Bingo! You now have a plan.
This tool takes into account all of the details surrounding your debts, interest rates, current payments, outstanding balance, etc... and quickly and easily turns it all into a month-by-month detailed debt elimination plan.
You'll know exactly when you can have that debt-free party, and
you will have all the help and motivation you need - when you see the balance of your debts shrinking in months not years.
With just the click of the mouse you can print your month-by-month payment and balance schedules and be on your way to financial security.
Think about it...we all complain that we are not paid enough, but how much money would you really have, if you didn't have the following payments:
* Credit card payments
* Car payments
* Store cards payments
* Mortgage payments
Just add them up and see for yourself... I did!
Stop giving your money away... Stop making your bank rich... Stop making your credit card company rich... Stop making your mortgage company rich. Because, has long as you keep giving them your money [INTEREST PAYMENTS]... guess what? They'll keep taking it.
REMEMBER: With this software:
*You don't have to think about.
*It's all done for you.
*Just fill in the blanks.

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